Privacy Policy
Last updated: Mar 29, 2022
If you are downloading or using the app,
these terms will automatically apply to you – you should make sure therefore
that you read them carefully before using the app. You’re not allowed to copy
or modify the app, any part of the app, or our trademarks in any way. You’re
not allowed to attempt to extract the source code of the app, and you also
shouldn’t try to translate the app into other languages or make derivative
versions. The app itself, and all the trademarks, copyright, database rights,
and other intellectual property rights related to it, still belong to
LUCKYmicro.
LUCKYmicro is committed to ensuring that
the app is as useful and efficient as possible. For that reason, we reserve the
right to make changes to the app or to charge for its services, at any time and
for any reason. We will never charge you for the app or its services without
making it very clear to you exactly what you’re paying for.
The LUCKYmicro app stores and processes
personal data that you have provided to us, to provide our Service. It’s your
responsibility to keep your phone and access to the app secure. We therefore
recommend that you do not jailbreak or root your phone, which is the process of
removing software restrictions and limitations imposed by the official
operating system of your device. It could make your phone vulnerable to
malware/viruses/malicious programs, compromise your phone’s security features
and it could mean that the LUCKYmicro app won’t work properly or at all.
The app does use third-party services
that declare their Terms and Conditions.
Link to Terms and Conditions of third-party
service providers used by the app
* Google Play Services
* AdMob
* Firebase Crashlytics
* Facebook
* Fabric
* Matomo
* Clicky
* Flurry Analytics
* Appodeal
* Fathom Analytics
You should be aware that there are certain
things that LUCKYmicro will not take responsibility for. Certain functions of
the app will require the app to have an active internet connection. The
connection can be Wi-Fi or provided by your mobile network provider, but
LUCKYmicro cannot take responsibility for the app not working at full
functionality if you don’t have access to Wi-Fi, and you don’t have any of your
data allowance left.
If you’re using the app outside of an area
with Wi-Fi, you should remember that the terms of the agreement with your
mobile network provider will still apply. As a result, you may be charged by
your mobile provider for the cost of data for the duration of the connection
while accessing the app, or other third-party charges. In using the app, you’re
accepting responsibility for any such charges, including roaming data charges
if you use the app outside of your home territory (i.e. region or country)
without turning off data roaming. If you are not the bill payer for the device
on which you’re using the app, please be aware that we assume that you have
received permission from the bill payer for using the app.
Along the same lines, LUCKYmicro cannot
always take responsibility for the way you use the app i.e. You need to make
sure that your device stays charged – if it runs out of battery and you can’t
turn it on to avail the Service, LUCKYmicro cannot accept responsibility.
With respect to LUCKYmicro’s responsibility
for your use of the app, when you’re using the app, it’s important to bear in
mind that although we endeavor to ensure that it is updated and correct at all
times, we do rely on third parties to provide information to us so that we can
make it available to you. LUCKYmicro accepts no liability for any loss, direct
or indirect, you experience as a result of relying wholly on this functionality
of the app.
At some point, we may wish to update the
app. The app is currently available on Android & iOS – the requirements for
the both systems(and for any additional systems we decide to extend the
availability of the app to) may change, and you’ll need to download the updates
if you want to keep using the app. LUCKYmicro does not promise that it will
always update the app so that it is relevant to you and/or works with the
Android & iOS version that you have installed on your device. However, you
promise to always accept updates to the application when offered to you, We may
also wish to stop providing the app, and may terminate use of it at any time
without giving notice of termination to you. Unless we tell you otherwise, upon
any termination, (a) the rights and licenses granted to you in these terms will
end; (b) you must stop using the app, and (if needed) delete it from your
device.
Collecting and Using Your Personal Data
Types of Data Collected
Personal Data
While using Our Service, We may ask You to
provide Us with certain personally identifiable information that can be used to
contact or identify You. Personally identifiable information may include, but
is not limited to:
Email address
First name and last name
Phone number
Address, State, Province, ZIP/Postal code,
City
Usage Data
Usage Data is collected automatically when
using the Service.
Usage Data may include information such as
Your Device's Internet Protocol address (e.g. IP address), browser type,
browser version, the pages of our Service that You visit, the time and date of
Your visit, the time spent on those pages, unique device identifiers and other
diagnostic data.
When You access the Service by or through a
mobile device, We may collect certain information automatically, including, but
not limited to, the type of mobile device You use, Your mobile device unique
ID, the IP address of Your mobile device, Your mobile operating system, the
type of mobile Internet browser You use, unique device identifiers and other
diagnostic data.
We may also collect information that Your
browser sends whenever You visit our Service or when You access the Service by
or through a mobile device.
Information Collected while Using the
Application
While using Our Application, in order to
provide features of Our Application, We may collect, with Your prior
permission:
Information regarding your location
Pictures and other information from your
Device's camera and photo library
We use this information to provide features
of Our Service, to improve and customize Our Service. The information may be
uploaded to the Company's servers and/or a Service Provider's server or it may
be simply stored on Your device.
You can enable or disable access to this
information at any time, through Your Device settings.
Use of Your Personal Data
The Company may use Personal Data for the
following purposes:
To provide and maintain our Service,
including to monitor the usage of our Service.
To manage Your Account: to manage Your
registration as a user of the Service. The Personal Data You provide can give
You access to different functionalities of the Service that are available to
You as a registered user.
For the performance of a contract: the
development, compliance and undertaking of the purchase contract for the
products, items or services You have purchased or of any other contract with Us
through the Service.
To contact You: To contact You by email,
telephone calls, SMS, or other equivalent forms of electronic communication,
such as a mobile application's push notifications regarding updates or
informative communications related to the functionalities, products or contracted
services, including the security updates, when necessary or reasonable for
their implementation.
To provide You with news, special offers
and general information about other goods, services and events which we offer
that are similar to those that you have already purchased or enquired about
unless You have opted not to receive such information.
To manage Your requests: To attend and
manage Your requests to Us.
For business transfers: We may use Your
information to evaluate or conduct a merger, divestiture, restructuring,
reorganization, dissolution, or other sale or transfer of some or all of Our
assets, whether as a going concern or as part of bankruptcy, liquidation, or
similar proceeding, in which Personal Data held by Us about our Service users
is among the assets transferred.
For other purposes: We may use Your
information for other purposes, such as data analysis, identifying usage
trends, determining the effectiveness of our promotional campaigns and to
evaluate and improve our Service, products, services, marketing and your
experience.
We may share Your personal information
in the following situations:
With Service Providers: We may share Your
personal information with Service Providers to monitor and analyze the use of
our Service, to contact You.
For business transfers: We may share or
transfer Your personal information in connection with, or during negotiations
of, any merger, sale of Company assets, financing, or acquisition of all or a
portion of Our business to another company.
With Affiliates: We may share Your
information with Our affiliates, in which case we will require those affiliates
to honor this Privacy Policy. Affiliates include Our parent company and any
other subsidiaries, joint venture partners or other companies that We control
or that are under common control with Us.
With business partners: We may share Your
information with Our business partners to offer You certain products, services
or promotions.
With other users: when You share personal
information or otherwise interact in the public areas with other users, such
information may be viewed by all users and may be publicly distributed outside.
With Your consent: We may disclose Your
personal information for any other purpose with Your consent.
Retention of Your Personal Data
The Company will retain Your Personal Data
only for as long as is necessary for the purposes set out in this Privacy
Policy. We will retain and use Your Personal Data to the extent necessary to
comply with our legal obligations (for example, if we are required to retain
your data to comply with applicable laws), resolve disputes, and enforce our
legal agreements and policies.
The Company will also retain Usage Data for
internal analysis purposes. Usage Data is generally retained for a shorter period
of time, except when this data is used to strengthen the security or to improve
the functionality of Our Service, or We are legally obligated to retain this
data for longer time periods.
Transfer of Your Personal Data
Your information, including Personal Data,
is processed at the Company's operating offices and in any other places where
the parties involved in the processing are located. It means that this
information may be transferred to — and maintained on — computers located
outside of Your state, province, country or other governmental jurisdiction
where the data protection laws may differ than those from Your jurisdiction.
Your consent to this Privacy Policy
followed by Your submission of such information represents Your agreement to
that transfer.
The Company will take all steps reasonably
necessary to ensure that Your data is treated securely and in accordance with
this Privacy Policy and no transfer of Your Personal Data will take place to an
organization or a country unless there are adequate controls in place including
the security of Your data and other personal information.
Disclosure of Your Personal Data
Business Transactions
If the Company is involved in a merger,
acquisition or asset sale, Your Personal Data may be transferred. We will
provide notice before Your Personal Data is transferred and becomes subject to
a different Privacy Policy.
Law enforcement
Under certain circumstances, the Company
may be required to disclose Your Personal Data if required to do so by law or
in response to valid requests by public authorities (e.g. a court or a
government agency).
Other legal requirements
The Company may disclose Your Personal Data
in the good faith belief that such action is necessary to:
·
Comply with a legal obligation
·
Protect and defend the rights or property of the
Company
·
Prevent or investigate possible wrongdoing in
connection with the Service
·
Protect the personal safety of Users of the
Service or the public
·
Protect against legal liability
·
Security of Your Personal Data
The security of Your Personal Data is
important to Us, but remember that no method of transmission over the Internet,
or method of electronic storage is 100% secure. While We strive to use
commercially acceptable means to protect Your Personal Data, We cannot guarantee
its absolute security.
Changes to This Terms and Conditions
We may update our Terms and Conditions from
time to time. Thus, you are advised to review this page periodically for any
changes. We will notify you of any changes by posting the new Terms and
Conditions on this page.
These terms and conditions are effective as
of 2022-03-29
Contact Us
If you have any questions or suggestions
about our Terms and Conditions, do not hesitate to contact us at
luckymicroinsurance@gmail.com.